Delinquency reporting
Get paid what
Get paid what
you're owed
Report your unpaid documents and accounts receivable through the Maat platform. When a debt becomes visible in commercial records, it stops being easy to ignore.
✓ Unlimited reporting of your own overdue documents
✓ Own username and password
Pricing
Annual plan with monthly payment
Both tiers include unlimited reporting of your own overdue documents. The difference is the size of business each is built for.
Microenterprise
1,5 UF+ tax / month
- Unlimited reporting of your own overdue documents
- Amounts and documents included
- Username and password access
- Report customers in arrears
Recommended
Medium-sized business
3 UF+ tax / month
- Unlimited reporting of your own overdue documents
- Amounts and documents included
- Username and password access
- Report customers in arrears
- Built for higher receivable volumes
UF is a Chilean inflation-indexed unit of account, adjusted daily by the Central Bank of Chile.
Eligibility
Who can contract this service
Individual entrepreneurs, professionals and independent workers with commercial operations, holding first- or second-category tax classification.
Not sure whether your situation qualifies? Ask us before signing — we'll review it with you.
Key terms at a glance
| Payment | Required upfront |
| Maximum contract duration | 12 months |
| Minimum delinquency | 30 days from issuance |
| Maximum document age | 5 years |
The rules
What can and cannot be reported
Allowed
Documents you can report
- Invoice — credit payment only
- Promissory note
- Contract
- Bill of exchange
- Receipt
- Delinquent instalment
Not allowed
Cannot be reported
- Protested checks
- Documents currently in judicial proceedings
- Documents rejected by the tax authority
- Documents less than 30 days overdue
- Documents older than 5 years
How it works
A service contract, then a login
A service contract is signed between your company and Maat, through which you can report documents.
Sign the contract
Choose the plan that matches your size and sign online. Payment is required upfront.
Receive your credentials
We issue a username and password for the reporting platform.
Report your debtors
Report customers in arrears — unlimited reporting of your own overdue documents and amounts.
Let visibility do the work
The debt appears in commercial records, where anyone evaluating that RUT will see it.
Questions
Before you sign
What does "unlimited reporting" actually mean?
Within your contract, there is no cap on the number of your own overdue documents you can report, nor on the amounts involved. The service covers documents that your business is owed — not third-party debt.
When can I report a document?
Once it is at least 30 days overdue counted from its issuance date, and provided it is no older than 5 years, is not in judicial proceedings, and has not been rejected by the tax authority.
What happens when the customer pays?
Contact us to update the record. Keeping reported information accurate is a condition of the service — and it's what makes the system credible for everyone using it.
How long does the contract last?
Contracts run for a maximum of 12 months, with payment required upfront and monthly billing thereafter.
Can I also query reports with this plan?
Reporting and querying are separate services. If you also need to evaluate companies, see our commercial report plans — many clients contract both.
Hours
Business hours
Mon–Fri 9:00–19:00 · Sat 9:00–19:00
Sun 9:00–14:00
Stop absorbing other people's debt
Sign on today and start reporting overdue documents as soon as your credentials arrive.
NEED HELP
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